How Do I Handle Speaking with Insurance Adjusters After My Car Accident?

After being injured and incurring damages in a car accident, you will likely have to speak with the other driver’s insurance company to receive financial compensation. However, they are known for giving drivers a hard time, even if the accident was due to no fault on your own. Nevertheless, continue reading to learn how to handle speaking with insurance adjusters and how an experienced Chesterfield County car accident lawyer of The Cockrell Law Firm, P.C., can work to defend you.

How do I speak with insurance adjusters after my car accident?

As insinuated above, insurance adjusters are notorious for using any and every tactic possible to minimize the compensation that you receive. For one, they may try to get you to contradict yourself or downplay your injuries. But the best way to back up your words is by showing physical evidence. Such evidence should show that your injuries and damages are a direct result of another driver’s negligence, along with showing the exact amount of compensation you require to fully heal. That said, you should provide the insurance adjusters with the following pieces of evidence:

  • The police report that was conducted at the scene of your accident.
  • Pictures and videos of your damaged car and any other damages.
  • Pictures and videos of your injuries.
  • Medical bills for the necessary treatment of your injuries.
  • Medical documentation stating the date, time, and seriousness of your injuries.

In addition to this, the insurance adjusters may direct you to a certain auto body shop. It is important to know that you do not have to go here, but rather that you can go to a shop that you trust. Sometimes, insurance adjusters have deals with shops, and they will give you an estimate that does not fully cover your damages.

Lastly, you do not have to accept the initial settlement offer that the insurance adjusters give you if you believe it is a lowball. But just know that they may give you the silent treatment afterward. Sometimes, insurance adjusters will ignore you in hopes that the statute of limitations passes before you file a claim. So, you must stay persistent with them.

Why do I need a Chesterfield County lawyer to speak with insurance adjusters?

In the end, insurance companies are businesses, so they will care more about their bottom line than about how much compensation you deserve. This is why they may offer you a lowball settlement or make you sign paperwork that puts you at a disadvantage.

For this reason, you must hire a skilled Chesterfield County auto accident lawyer as soon as you can. We will be for you when the insurance adjusters are against you. Do not hesitate in picking up the phone and giving our firm a call today.


For competent and trustworthy legal counsel involving criminal law, personal injury law, divorce & separation, and family law, contact The Cockrell Law Firm, P.C. today to schedule your free initial consultation.